The Power to Prosper: 21 day spending fast

Michelle Singletary at the Washington Post proposes a radical idea to get your financial house in order: a 21-day spending fast.

The idea is to purchase only necessities for 21 straight days.

No eating out. No shopping for non-essential items. Just the basics.

“No matter where you were financially, participating in the fast should help you with everything from addressing serious problems to making the small adjustments that keep your finances running well,” Singletary says. “You might even consider doing the fast over and over again, perhaps once a year.”

The benefits range from spending more time with family to seeing how much cash you can stash away for emergencies. Singletary offers budget templates and guidelines to get you started.

And if you’re thinking about getting started tomorrow, “today is tomorrow,” she says.

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