Archive for August, 2010

Enjoy a free root beer float on us

Free root beer floats!

As a treat, we’re giving away free root beer floats to anyone who stops into our branches during September.

We’re celebrating America’s car culture all month long, and the auto loan experts at American 1 are going to try out hands at being root beer float experts. We’ll see how it goes.

Stop by these branches for your free treat:

  • North St.: Thursday, Sept. 9, 11:30 a.m. to 1 p.m., 3-5 p.m.
  • Grass Lake: Thursday, Sept. 9, 3-5 p.m.
  • Vandercook: Thursday, Sept. 9, 2-5 p.m.
  • Home Office: Friday, Sept. 10, 10 a.m. – noon, 2-4 p.m.
  • Battle Creek: Friday, Sept. 10, 2-4 p.m.
  • Hillsdale: Thursday, Sept. 16, 2-4 p.m.
  • Parnall: Friday, Sept. 17, 2-4 p.m.
  • Brooklyn: Friday, Sept. 17, 3-5 p.m.
  • Chelsea: Friday, Sept. 10, 11 a.m. to 1 p.m.

When you’re at the branch, be sure to vote for your favorite car company, and get pre-approved for our payment-free auto loan promotion!

What was your first car?

People either have fond memories of their first car, or they’d rather forget the hunk of junk. But no matter if you were spoiled for your first car or you had to work all summer to buy it yourself, there’s usually a good story behind it.

So tell us: what was your first car? How did you get it? Did it treat you well, or did you have a ton of work done on it? Did your friends at school make fun of it, or were they asking for rides?

Tell us your story in the comments below. We’ll pick a random winner at the end of the month who will win a car wash gift certificate.

If you have pictures of your first car, be sure to share them, too.

Tell us your story!

Poll: Your favorite car decade

Maybe it’s the decade you got your first car, or maybe you’re a collector of a certain vintage – either way, you probably have your favorite decade for cars.

The classic styles of the ’50s, or the muscle cars of the ’60s. It could be you like the sleek, modern styles of today’s cars, or the giant boats of the ’70s and ’80s.

Let us know:

In the news: Chelsea Kids’ Fest

Chelsea Kids' Fest - Practice

It was a beautiful, sunny day at our Chelsea Kids’ Fest this past Wednesday. You can check out pictures from the event at our Flickr photo gallery.

The Jackson Citizen Patriot had a nice write up on the event in Thursday’s paper. Check it out.

Thanks for everyone who came! If you’re interested in participating next year, visit our Kids’ Fest page for contact information.

System update until 1 p.m.

UPDATE: Our system is restored and running as normal. Sorry for the delay.

We came in this morning with the news that our system update is going to take a bit longer than we expected.

You may have trouble getting through to home banking this morning until about 1 p.m. Hopefully we’ll get this delay cleared up by then.

Our overnight process, the one that usually takes care of these things, failed – meaning we had an issue on our hands this morning. It happens rarely, but when it does it happens unexpectedly.

Stay tuned for details!

Pres. Buchanan $1 coin released this Thursday

This Thursday, the U.S. Mint is releasing the newest Presidential $1 coin, featuring our 15th president James Buchanan. Buchanan is the third coin released in 2010, with the fourth being Abraham Lincoln in November.

You can view the $1 coin release schedule over at the U.S. Mint.

We’ll probably have the newest Presidential $1 coin at our branches starting Thursday, but ask to see if we have any of the previous presidents on hand, too.

System upgrade Tuesday night

Our computer system is getting an upgrade Tuesday, Aug. 17 starting at 8 p.m. While we’re upgrading, home banking will be down until Wednesday morning. All your Bill Pay transactions will take place as scheduled, however, as long as you scheduled payments before the down time.

All branches and systems should be up and running by 9 a.m. Wednesday, much like last week.

Thanks for your patience while we upgrade the system.

Exposed: Best Buy credit card has no good options

Best Buy, the giant electronics and appliances retailer, offers a MasterCard from “the world’s local bank” HSBC that gives you two options: a higher rate, or an annual fee. Neither option is good for you.

The tricky part is that you don’t learn this until you start to fill out Best Buy’s online application. It’s not until you’re just about ready to say “give me the card” that they let you know the bad news. And here it is:

You get the “choice” between a card with an annual percentage rate of 17.99%, 22.99%, or 21.74% if you opt for an annual fee.

If you opt for the annual fee, how much is it?

So you pick – up to 22.99% a year, one of the highest purchase interest rates we’ve seen, or $59 a year. That’s not much of a choice.

And since Best Buy hides their disclosures behind their online application, we downloaded it for you and we’re making it available. Check it out for yourself.

Free shredding day scheduled

Good news: we scheduled a free community shredding day for Saturday, Oct. 23 from 10 a.m. to 3 p.m. at our Home Office. Bring as many shred-able items as you can bring, Shred-It says.

We’ve received tons of requests for another community shredding day since our last one back in November 2008. The shredding company we tried that time, Northwest Refuse, had their shredding machine break down and they had no plans to replace it. That left us searching for another company – so we stuck with the original.

American 1 tries hard to protect our members from identity theft. A big part of that is education, and we consider our shredding days another part. You can’t get things stolen if they’re mixed in with a billion other tiny scraps of paper.

UPDATE: We’re giving away a shredder! Stop inside the Home Office for treats and identity theft information, and enter to win a cross-cut paper shredder.

An almost rain-free Hillsdale Kids’ Fest

Hillsdale Kids' Fest - Got Milk?

After our first try at Hillsdale’s Kids’ Fest in June, this week’s re-do went pretty well despite a bit of rain during the afternoon.

Check out our pictures from the August 4 version of Kids’ Fest at the Hillsdale County Fairgrounds. And thanks to everyone who joined us for the rain date event.

Our next Kids’ Fest is coming to Cheslea’s Timbertown Park on Wednesday, Aug. 18. Hope to see you there!


American 1 Federal Credit Union